
Raylo exists to make great products more accessible in a way that’s better for customers, merchants and for the environment.
It can stand alone or sit alongside merchants’ traditional BNPL options to offer a real choice to the consumer, that increases basket sizes and offers a stronger platform to engage with consumers during their upgrade cycle.
Raylo is backed by stellar investors including Macquarie, the global financial services business, and leading VC Octopus Ventures who has backed other industry-changing companies.

Raylo’s circular ecosystem reduces emissions by 53% vs the traditional one-way trip option – almost 100kg of CO2e reduced every 5 years.
Read our Sustainability ReportSince 2019, our team of product and developer experts have been building our tech and subscription infrastructure with the mission to deliver a win for consumers, businesses and the environment.
Our journey started with Raylo.com, a revolutionary marketplace driven by Raylo Pay to bring customers the best tech at a price and with a service that customers absolutely love. Thousands of consumers and businesses are signing up every week for lower prices, amazing flexibility and a more sustainable way to get the tech they love. The results delivered have been outstanding:
Off the back of this continued success, Raylo is now partnering with select electronics brands to deliver the same game changing results: better conversion, higher order value, stronger engagement and enhanced lifetime value.