Add a subscription option at checkout

Raylo Pay circular subscriptions mean more revenue and happier customers

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More flexibility, more sales

Put higher value consumer goods in the reach of more people with a new level of flexibility. Your customers choose the best term for them, from monthly rolling ('upgrade anytime') to 36 months.

The lowest monthly pricing

Surprise and delight your customers with super low monthly subscription pricing that means they pay a fraction of the RRP each month.

Circular checkout

After consumers upgrade, the old products are returned to Raylo Pay and we guarantee refurbish, reuse and recycle with our baked-in circular approach.

How it’s a no-brainer
for merchants
1

Plugs right in: Raylo Pay instantly adds a subscription option to your checkout

2

You ship the goods to the consumer - just like any other sale

3

You get paid upfront by us

4

We collect the monthly subscription from the consumer and we take all the risk

5

When the term is up, your customer returns to your website for an upgrade and Raylo Pay will collect the old product

Consumers love
Raylo Pay

With thousands of reviews on Trustpilot, we’ve maintained a fantastic customer rating of 4.5 / 5.
‍
Thousands of consumers are using Raylo Pay every month and 94% say they want to use Raylo Pay for more products.

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Raylo Pay. A better way to sell - a win for merchants, consumers and the planet.
Monthly Prices
Approval Rates
Average Order Value
Customer Lifetime Value
Sustainability

Raylo Pay subscriptions

The lowest in the market - consumers pay a fraction of the RRP each month
Say "Yes" to more customers with fair, flexible and low monthly pricing
Boost your average order value by over 50%
Stronger engagement with your consumer means faster upgrades and unbeatable retention
Built-in sustainable consumption via the circular economy

Traditional instalment financing

Customer pays full RRP, plus interest (if charged)
Lower approval rates for higher value and premium products
Not designed for higher order value products
No visibility of upgrade timings - missed repeat sales
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Encourage consume and waste behaviour
Monthly Prices

Raylo Pay

20-50% lower each month because the consumer does not pay for the device’s residual value

Traditional BNPL Service

Customer pays full RRP, plus interest (if charged)
Average Order Value

Raylo Pay

Up to 50% higher AoV driven by lower monthly prices

Traditional BNPL Service

Not designed for higher order value consumer electronics
Customer Lifetime Value

Raylo Pay

Stronger engagement with your consumer means faster upgrades and unbeatable retention

Traditional BNPL Service

No visibility of upgrade timings - missed repeat sales
Sustainability

Raylo Pay

Built-in sustainable consumption via the circular economy

Traditional BNPL Service

Encourage consume and waste behaviour
Raylo Pay has more benefits
Zero merchant fees
Merchant fees can be zero whilst still offering consumers monthly prices lower than 0% APR financing.
Encourage responsible consumption
Responsible consumption is at the heart of everything we do.
Attract new audiences
Offer the USPs loved by the modern consumer – flexibility, the lowest monthly pricing, and contribution to the circular economy